Upwork Starter Guide Ebook
A step-by-step guide: setting up your profile, writing proposals that get replies, pricing, and getting paid in USD through Wise. Download right after payment.
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hi, I'm Aiman
Duit Ayah
money lessons from a Malaysian dad @aimanarifmhA regular dad with 7 years in finance, figuring out money for my own family. I share what I learn about budgeting, tax and saving in Malaysia, explained simply. No jargon, no hard selling.
Why I started this
Once you have kids, you suddenly realise money needs a plan. But a lot of finance content out there is either full of jargon or trying to sell you something.
So I share what I learn, the way I understand it, honestly. Kalau aku salah, just tell me.
Side income
Earning in USD from Malaysia
Besides my day job, I freelance on Upwork for overseas clients and get paid in US dollars, straight into my Wise account. Here's how it's going so far, and how I can help you do the same.
≈ RM149,000$36,650+ USD withdrawn from Upwork, in ringgit at today's rate
138withdrawals so far, one payment at a time
7 yearsworking in finance, alongside the freelancing
Want to start? Pick what suits you
Profile & Proposal Review
Send me your Upwork profile and 2 proposals. Within 3 working days you get written feedback on exactly what to fix and why.
RM129
Get my review
1-to-1 Coaching Most personal
A 60-minute video call to set up or fix your profile, proposals and pricing. Includes your first month of Monthly Mentorship free.
RM299
Book coaching
Monthly Mentorship
Every month: up to 4 written proposal reviews (back within 48 hours) and a 30-minute call to plan your next steps. Only 5 spots. Cancel anytime.
Secure payment with Stripe. Not sure which one suits you? DM me on Threads and I'll help you pick.
Your results depend on your skills, effort and the clients you land. I can't promise any amount, but I'll share exactly what worked for me.
New here? Start with these
The basics I wish someone told me earlier.
Play with it
Let's do some quick math
If you save a bit every month, how much does it become?
Assume a yearly return of
After 10 years, roughly:
RM29,450
Your own money: RM24,000
What it earned: RM5,450
Just an example, not a promise. Real returns go up and down depending on where you put your money.
What I usually share
Saving & family budget
Earning USD online
Tax, made simple
Reading company numbers
Scam red flags
Money news, simplified
My own experience
Duit Ayah Budget Sheet
FreeOne Google Sheet for your whole month. Log what you spend, and the dashboard shows the rest.
- Budget vs spent for every category, with progress bars
- Needs, wants and savings split, against 50/30/20
- How much you can still spend per day this month
Opens in Google Sheets and saves your own copy. No sign-up, no email needed.
Not financial advice
I'm sharing my own experience and what I've learned, not advice. I'm not licensed by the Securities Commission Malaysia. Everyone's situation is different, so do your own homework first. The Upwork earnings shown are my own real results; yours will be different. I never take money for recommending investment apps or platforms.